This presentation covers the history of obstruction to wealth accumulation in African-American communities, and issues to consider in estate and financial planning today. This talk will describe the racial wealth gap that continues to exist in the United States dating back to the Red Summer of 1919 and the razing of Black Wall Street and continuing through the credit and property discrimination against people of color historically through today. We will describe ways that financial and estate planners can address these issues in 2021 practice