The four-part Basic Ratemaking virtual workshop offers a complete understanding of the basic concepts and practices needed for ratemaking. These concepts include how to calculate an overall indication, how to calculate indications for various rating plans and consider data on a multivariate basis, how to develop increased limit factors with data, and how to present this data in a rate filing.

Brian Schwartz
Brian is working as an Actuary at Allstate Insurance Company where he supports the Auto and Home pricing team. He has 10 years of experience with personal lines pricing and is a Fellow of the CAS. Brian graduated from Purdue University in 2009 with a Bachelor’s degree in Actuarial Science and Statistics.

Nick Alvarado
Nick is an Associate Actuary with the Property and Casualty practice in Milliman’s Orange County office focusing on InsurTech solutions and advanced ratemaking techniques. He joined the firm in 2019.

Prior to joining Milliman, Nick was an Actuarial Analyst at Auto Club of Southern California where he specialized in ratemaking for personal auto and homeowners insurance. Nick performed advanced modeling using machine learning and traditional techniques, data analytics, and product R&D. He helped the Auto Club develop and launch its mobile telematics program, as well as streamline the rating process for personal automobile and homeowners.

Josh Newkirk
Josh Newkirk has spent the past nine years in the commercial lines pricing arena with time split between Sentry Insurance and more recently CUNA Mutual Group. He is a 2010 graduate of the University of Wisconsin – Madison School of Business (BBA Actuarial Science). Josh currently volunteers with the CAS through the Ratemaking Committee, University Engagement Committee, and as Chair of the Long-Term Pricing Analysis Working Party. The rest of his free time is dedicated to his daughters, wife, and learning (and teaching) as much as possible about predictive analytics and open source software applications in actuarial science.