2020 Webinar - What Should Define the Future of Insurance Regulations - April 2

In this Webinar, Professor Daniel Schwarcz will discuss his assertions that insurance rate regulation is built on obsolete and ineffective foundations. He will argue that insurance rate regulation focuses excessively on attempting to assess the accuracy of insurers' rates, while doing virtually nothing to address the possibility that insurance rates exacerbate economic and social inequalities. Professor Schwarcz will draw from his recent published works, including: “Ending Public Utility Style Rate Regulation in Insurance” (available online at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3012036; “Proxy Discrimination in the Age of Artificial Intelligence and Big Data” (available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3347959) and Towards a Civil Rights Approach to Insurance Anti-Discrimination law (available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3418643).