Have an attendance code? Sign In to enter it. This live web event has ended. Thank you for attending. Contributors Thomas Mount Tom Mount is a senior director in the property/casualty (P/C) ratings division of AM Best. As the P/C actuary at AM Best, Tom’s responsibilities include recommending changes to the U.S. and Canadian P/C capital models, recommending changes to the universal (composite) capital model, recommending changes to the U.S title capital model, analyzing reserve deficiencies and assisting analysts with rating issues that impact BCAR. Tom also recommends changes to questions in the AM Best supplemental rating questionnaire (SRQ), including those related to terrorism, natural catastrophes, non-traditional catastrophe mitigation, casualty catastrophes and cyber risk. Tom has been with AM Best since 2001 and has written many special reports and rating criteria. Prior to joining AM Best, Tom worked for 12 years at the Atlantic Mutual Companies, and was responsible for a variety of assignments that eventually led to his position as reserving manager in the actuarial department. These responsibilities included producing reserve reviews for commercial and personal lines, rate indications for commercial group accounts, cash flow projections, dividend accruals, unbooked premium accruals, IRS discounting of reserves and responding to rating agency questionnaires. Tom is a 1986 graduate of Rutgers College and holds a bachelor’s degree in mathematics. Tom also is an associate of the Casualty Actuarial Society, a member of the American Academy of Actuaries, a Chartered Enterprise Risk Analyst and an AIR Certified Extreme Events Modeler (CEEM). John Andre John Andre is a managing director in the property/casualty ratings division of AM Best. In this role, he is responsible for managing the U.S.-based teams of analysts that follow regional U.S. insurers, Caribbean-based carriers, medical professional liability insurers, captives and specialty writers. Over his 30-plus years at AM Best, he has been involved with the analysis of wide variety of insurers in more than 90 countries. John also contributes to special reports and articles on insurance issues and his commentary and viewpoints regularly appear in AM Best’s publications, as well as in various external insurance industry outlets and other media outlets such as the Wall Street Journal and Bloomberg News. Additionally, he presents on insurance topics at a wide array of U.S. and international insurance industry events. Before joining AM Best, John worked in the finance areas of Zurich Reinsurance and Beneficial Insurance Group. John holds a B.A. in Accounting and General Business Education from Montclair State College and an MBA from William Paterson University. Edin Imsirovic Edin Imsirovic is an associate director in the property/casualty ratings division of AM Best. In this role, Edin is responsible for a team of analysts that monitor and evaluate the ratings of various property/casualty insurance companies in the United States. Edin has contributed to AM Best’s research publications, and held a leading role in its recent criteria procedure on innovation. Edin speaks regularly on insurance industry issues, including insurtech and emerging technologies. Prior to joining AM Best in 2016, Edin was associate vice president at AXIS Capital Holdings Limited, where he was responsible for evaluating M&A opportunities. He also covered the insurance sector at KeyBanc Capital Markets as an equity research senior associate. Edin holds a B.A. in economics and political science from Denison University, and an MBA in finance from Tulane University.