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Conversation with California Industry Leaders

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The California property and casualty insurance market has been making the news in 2023 and 2024 and this session will host industry experts from the California Department of Insurance, the Consumer Federation of America, the California FAIR Plan Association, and the Personal Insurance Federation of California who will discuss current events and answer audience questions.

This is a continuation of a discussion that first occurred at the CAS Annual Meeting in November of 2023.

Learning Objectives:
  1. Gain an understanding of the confluence of current events and impacts on regulations and consumers in the state of California.
  2. Gain knowledge and insights to aid in productive conversations both inside your company and outside in the actuarial community to influence solutions to aid in both availability and affordability of auto and home insurance in California.
Registration Information and Fees


Registration Fees (in U.S. Dollars) Received on/by
March 14, 2024
Received after
March 14, 2024
Individual $50 $75
Multiple Connections**
(Unlimited internet connections for individuals working for the same company. Please note that audio for this presentation will be streamed via the web)
$600 $650

*Multiple Connection Registrations should contact Mallory Peebles directly at The registering party for the Multiple Connection Registration will be responsible for distributing all event details to attending individuals within their company.

No Broadcast Policy
Your registration entitles you to access CAS’ webinar programs for which you have registered. By registering to attend the webinars, you agree not to sell, transfer, or otherwise share your webinar access link and/or code unless such sharing is authorized by CAS. You further agree not to record or broadcast CAS’ webinar programs without advance written authorization by CAS.

Registrations fees will be refunded for cancellations received in writing through email,, by March 21, 2024 less a $25 processing fee.

CAS Continuing Education Policy
The CAS Continuing Education Policy applies to all ACAS and FCAS members who provide Actuarial Services. Actuarial Services are defined in the CAS Code of Professional Conduct as “professional services provided to a Principal by an individual acting in the capacity of an actuary. Such services include the rendering of advice, recommendations, findings or opinions based upon actuarial considerations.” Members who are or could be subject to the continuing education requirements of a national actuarial organization can meet the requirements of the CAS Continuing Education Policy by satisfying the continuing education requirements established by a national actuarial organization recognized by the Policy. For further information regarding the CAS Continuing Education Policy please visit the CAS web site.

CAS Webinars may qualify for up to 1.8* CE Credits for CAS members.
Participants should claim credit commensurate with the extent of their participation in the activity. CAS members earn 1 CE Credit per 50 minutes of educational session time, not to include breaks and/or lunch. *The amount of CE credit that can be earned for participating in this activity must be assessed by the individual attendee. It also may be different for individuals who are subject to the requirements of organizations other than the Casualty Actuarial Society.


  • Steven Armstrong

    Steve Armstrong is the current Chief Actuary at Allstate Insurance Company in Chicago, Illinois. Steve has worked as a personal lines ratemaking actuary for the past 30 years. Steve is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Steve served as President of the Casualty Actuarial Society in 2020.

  • Rex Frazier

    Rex Frazier serves as President of the Personal Insurance Federation of California which is a Sacramento-based association of the leading property/casualty insurance companies on issues of homeowners, automobile, earthquake and flood insurance in California. PIFC’s focus is on personal insurance. The mission of PIFC is to keep personal insurance affordable and available for consumers through state government advocacy and political action.

    Mr. Frazier served as Deputy Insurance Commissioner in California in the mid-late nineties.

  • Victoria Roach

    Victoria Roach is president of the California FAIR Plan Association. Victoria has experience in product management and underwriting at Farmers Insurance prior to her role at the FAIR Plan.

    The California FAIR Plan is a private association comprised of all insurers authorized to write property insurance in California. The FAIR Plan was established in July 1968 following the 1960s brush fires and riots as the state’s insurer of last resort, created to ensure access to basic property insurance for California homeowners who have been unable to obtain homeowners insurance from the voluntary market for reasons outside of their control. The FAIR Plan will write fire insurance coverage for these homeowners, regardless of a property’s wildfire risk. The FAIR Plan is committed to strengthening consumer choices in the voluntary insurance market, while ensuring that all homeowners, including those who live in areas threatened by wildfires, can obtain basic property coverage and the peace of mind they deserve.

  • Doug Heller

    Doug Heller is currently the Director of Insurance for the Consumer Federation of America with prior roles as a teacher, consumer advocate for various organizations and an appointed representative on the CAARP Advisory Board which oversees the state’s innovative and unique low cost auto insurance program.

    During 25 years of work on public policy and regulatory matters related to insurance, Heller has led regulatory challenges to insurance company rates and practices, represented consumer interests at insurance rulemaking and legislative hearings, served as an expert witness and consulting expert in civil litigation, authored several reports on insurance regulation and pricing in the United States, and, for nine years, served as the Executive Director of the national consumer advocacy organization, Consumer Watchdog. In addition to conducting research for and providing expertise to consumer rights organizations, Heller serves as a member of the U.S. Department of Treasury’s Federal Advisory Committee on Insurance (FACI), as an appointed board member of the California Automobile Assigned Risk Plan (CAARP) Advisory Committee, and as a member of the Executive Committee of the Coalition Against Insurance Fraud.

  • Edward Cimini

    Edward Cimini is a Senior Casualty Actuary in the Rate Regulation Branch of the California Department of Insurance (CDI). Prior to joining the CDI ten years ago, Ed worked at Kemper Specialty (formerly known as Unitrin Specialty) for over 30 years as their Senior Vice President and Actuary with responsibility for a number of areas, including actuarial, compliance, corporate underwriting, risk management, and administrative services. In his current role with the CDI, Ed reviews rate filings for a number of property and casualty lines, including private passenger automobile (PPA), homeowners, fire, commercial multi-peril, and medical malpractice. He also works on special projects, such as the publication of the CDI’s PPA Frequency and Severity Bands Manual, insurers' use of affinity groups in PPA insurance, pandemic premium refunds, and the CDI's new regulations on mitigation in rating plans for property insurance. He has also served as an expert witness for the CDI in multiple investigations of insurers' rating PPA practices. Ed is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. He holds a BA degree in Mathematics and Economics from Providence College.

March 28, 2024
Thu 12:00 PM EDT

Duration 1H 30M

This live web event has ended.

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