One check. Two sets of rules. What do you do? There is one set of rules that applies to checks that clear through the Federal Reserve Bank and another for checks that clear through ECCHO. Join us to learn how to identify and apply the right set of rules to each check depending on how the item was cleared. We'll break down the differences and similarities between Operating Circular 3 (OC3) that covers items that clear through the Federal Reserve Bank and ECCHO Rules that cover items that clear through the private sector (ECCHO). Then, we will work through scenarios to determine which rules apply and what action should be taken.