Skip to main content

Cemeteries, Ghosts and Zombies - 220338

Cemeteries, Ghosts and Zombies! It is a scary time to be a title agent. Some of the most complicated land title disputes and issues arise from death of an owner. But do you have a duty to disclose if that death occurred on the property? What is stigmatized property? Cemeteries are a complicated legal status for real estate. While the “dead” cannot hold title to real estate, the right to inter a body in that legal parcel is perpetual. And no discussion of the deceased could be complete without a discussion of Zombies (Zombie Houses that is) and how they can foil the foreclosure process.

This class will discuss such issues and identify issues that deal with each including claims stories.

Presenter: Michael Holden
Michael Holden, Vice President Strategic Agency Manager, NORTH AMERICAN TITLE INSURANCE COMPANY (NATIC). Michael has been serving the title industry since 1989. Michael received his Bachelor’s degree from the University of Missouri and has previously owned and operated a large title agency in Missouri. Prior joining NATIC, he worked for two different regional underwriters as national agency manager. As active member of ALTA, Michael serves on several committees and has previously served on the agents’ section to the board of governors. Michael has been a speaker for several state land title association conventions and helps provide CE classes to title agents in the Midwest. Michael has a wealth of knowledge about the history of the land title industry in the United States and publishes a monthly article titled: “The Ramblings of a Title Man.” In 2007 he was recognized as “Top 40 under 40” by The Title Report™. In 2014, his first book, also titled “The Ramblings of a Title Man” was released. He, or a member of his family, has worked in the title industry continuously since 1920.

This course is approved for 1-hour of CE, CLE and CCE (VCTE & VCTSA) credits.  If you received credit for the live version of this course, you can not receive credit for the online version even though the course numbers differ.

Only the account holder can receive credit/certification for the completion of this course. Employers cannot purchase courses for their employees from their personal account – the employee must create and/or login to their own account to purchase and complete this course. If you have any questions, please contact VLTA Program Director at 800-564-8582 or by email at

Course Time Limit: Students will have 60 days from the date of purchase to successfully complete this course.

For technical questions, please contact VLTA staff at 800-564-8582.

For course specific questions, please contact the Instructor, Michael Holden at