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The Seller's Side - 219360

The Seller's Side of Residential Settlements

  1. Recognize the limits of what a non-attorney settlement agent may do to assist a seller.
  2. Review the UPL rules that affect those working with sellers in a residential settlement.
  3. Review the ethical rules governing the seller’s side of a residential settlement.
  4. Understand the roles of an attorney and non-attorney in the seller’s side of settlement.


Kay Creasman, Esq.
Kay M. Creasman, Assistant Vice President & Counsel for Old Republic National Title Insurance Company, has worked in real estate in Virginia since 1976 as a title examiner, independent attorney, owner of a non-attorney title & settlement company, and counsel for national title underwriters. She has been actively involved with VLTA since 1994 serving at various times on the Board, Education & Legislative Committees, including being a Past President and Committee Chairperson. In addition, she is an Area Representative for the Real Estate Section of the Virginia State Bar and a frequent speaker on real estate issues in Virginia.

Kay Creasman is an Assistant Vice President and Counsel in Virginia for Old Republic National Title Insurance Company. Working for Old Republic allows her to work with title and settlement agents to find practical answers to questions, to find reasonable ways to insure problems that might otherwise prevent timely settlement.

She received a J.D. from the University of Richmond, a M.Ed. from Tulane University, and a B.S. from Athens College. Kay has, at various times since 1976, maintained a private law practice in the Richmond area focusing on real estate, small business matters, and wills; owned and operated a high volume title insurance and non-attorney settlement agency in the Richmond area; been employed by other national underwriters as counsel in Virginia and West Virginia; searched title in the record rooms; spoken at numerous seminars on real estate and title insurance, and taught law classes to business majors at the graduate college level for 21 years.

An active member of the Virginia Land Title Association (VLTA) since 1994 she served four years on the Board of Directors, including as President (2003-2004); as a member of the Education Committee of VLTA (1994-2009), including chairperson; and as a member of the Legislative Committed (1997-current), including chairperson (2008-2010). She is committed to enhancing the professionalism of the industry.

Kay Creasman -

Reminder: Only the account holder can receive credit/certification for the courses completed. Employers cannot purchase courses for their employees from their personal account – the employee must create and/or login to their own account to purchase and complete this course. If you have any questions, please contact VLTA Project Manager, Suzanne Campbell at 800-564-8582 or by email at